Buyer's guide
How to buy property in Costa Rica as a foreigner
A general overview of the process so you arrive well informed to our first conversation. Every purchase is different: the specifics of your case should always be confirmed by a Costa Rican attorney and notary.
Why Costa Rica?
Stability
One of Latin America's most stable democracies, with no army since 1948 and a centralized property registry.
Nature and quality of life
Pacific and Caribbean coastlines, cool mountain climates, and a culture known for its focus on well-being.
International access
Two main international airports (San José and Liberia) with direct flights to North America and Europe.
Steps of the buying process
- 01
Define your goal and budget
Home, retirement, rental income, or development: your goal shapes the area, property type, and most suitable purchase structure.
- 02
Visit and choose a property
We accompany you to see the options and share all the information available for each one.
- 03
Offer and purchase agreement
The price is negotiated and an agreement is signed (usually an option-to-purchase contract), with a deposit typically held in escrow.
- 04
Legal review (due diligence)
Your attorney checks the title, survey plan, liens, and mortgages at the National Registry, as well as zoning and water availability.
- 05
Closing and registration
The deed is signed before a notary public, transfer taxes and fees are paid, and the deed is registered in your name at the National Registry.
Frequently asked questions
Can foreigners buy property in Costa Rica?
Yes. In general, Costa Rican law allows foreigners to own titled property with the same rights as citizens, without needing residency. The main exception is the maritime-terrestrial zone, which has special rules.
What is the maritime-terrestrial zone?
It is the 200-meter strip measured from the ordinary high-tide line along the coast. The first 50 meters are public and cannot be privately owned; the remaining 150 meters (the restricted zone) are not purchased but granted as municipal concessions, with limitations for foreigners. Properties outside this strip are bought normally, with full title.
Do I need a corporation to buy?
It is not required for titled property. Some buyers use a corporation for estate-planning or management reasons, but it comes with annual costs and obligations. It is best decided with your attorney based on your situation.
How long does closing take?
It depends on the property and the legal review, but a typical timeline is one to three months from signing the purchase agreement to registration at the National Registry.
What costs are there besides the price?
Mainly the transfer tax, registry stamps and fees, and the notary's fees. Together they usually amount to a percentage of the property value that your notary will itemize before closing.
This guide is general and for information only. It does not constitute legal, tax, or immigration advice. Before buying, consult a trusted Costa Rican attorney and notary.
Have a question about your situation?
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